January is a popular time to divorce because it is the start of the new year. If ending your marriage is one of your resolutions, you should take some steps to prepare first. Getting a divorce is a huge decision that will affect your finances and emotions, so you should make sure you are ready to file and start fresh.
Preparing yourself financially and emotionally will help the divorce go smoother. Here are some things that may improve both the process and the outcome.
1. Save money
The costs of a divorce can pile up quickly. Start putting some extra money away now so you can cover your expenses. According to a USA Today report on financially preparing for divorce, one of the best things you should do is create a budget and stick to it. Reducing unnecessary spending will help you handle any financial hurdles of divorce.
2. Separate your accounts
If you and your spouse have any joint bank or credit card accounts, you should cancel them or remove one of your names. After that, you should open separate accounts. Separating your finances will help you live on a single income once your divorce is over.
3. Let yourself grieve
Instead of trying to bottle up your emotions, you should allow yourself to feel the pain of your marriage ending. Even if you think it is for the best, it will be a difficult thing to go through. Grieve healthily to let yourself heal. If you do not face the sadness of your divorce, you may become more angry and vengeful and that will only prolong the divorce and make things worse.
Going through a divorce is always challenging, but it can be for the better. If you want to put an end to this chapter of your life, make sure you take these steps to be sure you are ready.